
1% Less Auto Refinance
We’ll beat your current rate by 1%: Refinance your auto loan from another financial institution and we’ll beat your current rate by up to 1%. It’s quick and easy when you apply online!
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Start the new year strong with our Visa Credit Card
- No annual fee
- No cash advance fee
- No balance transfer fee
- One low rate

Banking Conveniences
Manage your finances on your own schedule: Our members have the freedom to bank virtually anywhere, anytime. Check out all the ways you can access and control your finances 24/7.
Learn MoreRates at a Glance
Auto Loans
* as low as
2.99%
Certificates
* as high as
1.00%
Credit Card
* as low as
7.00%

The United Trades FCU Advantage
As a union member, we know loyalty is everything to you. That’s why you can count on United Trades Federal Credit Union. We’re here when you need us with strong banking tools—and straight, honest talk—to help you make the most of your money.
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