All Checking Accounts

This traditional checking account is simple and easy to use—and free when you either:

• Direct deposit at least $500 into the account each month.
• Maintain a minimum balance of $500

If you don’t qualify, a low $5 monthly fee applies.

Perfect for the member who prefers online banking, this account pays dividends on balances up to $24,999.

To earn that special dividend payment, each month simply:

• Log in to online banking at least once.
• Enroll in online e-Statements.
• Have at least $500 direct deposited.
• Have 14 or more signature debit card transactions.

If you don’t meet the monthly qualifications to earn dividends, don’t worry you can try again next month.

Plus, this account is free if you maintain a minimum balance of $500 or have at least $500 direct deposited. (Otherwise, there’s a $5 monthly fee.)

If past banking or financial problems have prevented you from qualifying for a checking account, our Custom Checking account is a great option.

• For a small service fee of $25—or $20 if you have your paycheck direct deposited into the account—you enjoy the convenience of a checking account.
• This account comes with a Visa® debit card that you can use for purchases and at our large network of surcharge-free ATMs (but doesn’t offer checks).
• Our Financial Coaches help you better manage your money and return to the path of good financial standing.

We want our younger members to begin developing good financial habits. That’s why we offer members between the ages of 13 and 23:

• The choice of opening a UA Checking or e-Money account.
• No monthly fees.

Looking for a checking account that offers competitive dividends and flexibility? You’ve found it.

• Requires a $2,000 minimum balance.
• Offers the convenience of six withdrawals each month.
• $500 minimum withdrawal amount.