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Loan Rates

  • Loans EFFECTIVE Thursday, November 26, 2020
    Loan Type APR as low as Maximum Term* Info
    Lifeline Loan 6.50%* 30 months If you are facing a financial hardship due to COVID-19, you may qualify for up to $5,000. 0% introductory APR until November 1, 2020. Thereafter, the APR will be 6.50%.
    New Vehicle 2.99% 84 months A vehicle that is a 2018 or newer and with 40,000 or less miles will qualify for our new vehicle rate.
    Used Vehicle 1 3.29% 72 months A vehicle that is a 2010-2017 or a 2018 or newer with over 40,000 miles will qualify for this rate.
    Used Vehicle 2 4.99% 60 months A vehicle that is a 2009 or older or any vehicle with over 100,000 miles will qualify for this rate.
    Current model year RVs 5.75% 96 months
    Used RVs 6.49% 84 months
    Watercraft 6.74% 96 months
    2 Wheeled Vehicles 6.49% 96 months
    Savings Secured 4.00%
    Certificate Secured 5.75%
    Credit Builder 11.15% 24 months
    Lines of Credit 9.90%
    Personal Loan 9.40% 72 months
    VISA Credit Card 7.00%
    Rates above are displayed as APR=Annual Percentage Rate.  Subject to credit approval.  Rate may vary based on individual.  United Trades FCU reserves the right to discontinue or modify rate offers at any time.  Other restrictions may apply.
    *The maximum term is subject to loan amount and borrower qualifications.
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