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Loan Rates

  • Loans EFFECTIVE Monday, September 26, 2022
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    Loan Type APR as low as Maximum Term* Info
    New Vehicle 3.50% 84 months Vehicle that is 2020 or newer and with 40,000 or less miles.
    Used Vehicle 1 3.65% 72 months 2012-2019 or 2020+ with over 40,000 miles.
    Used Vehicle 2 5.49% 60 months 2011 or older or any vehicle with over 100,000 miles.
    New RVs 5.25% 120 months 2020 or newer.
    Used RVs 6.25% 120 months 2019 or older.
    New Boats/Watercraft 5.45% 84 months 2020 or newer.
    Used Boats/Watercraft 6.45% 84 months 2019 or older.
    Motorcycles 5.45% 84 months New and used.
    ATV/UTV/Utility Trailer 5.45% 84 months New and used.
    VISA Credit Card 9.25% Rates as low as 9.25% based on qualifications.
    Personal Loan 9.40% 72 months
    Lines of Credit 9.90%
    Share and CD Secured Loans 4.00% Minimum rate on share loan 4.00%. Minimum rate on CD loan 5.75%.
    Credit Builder 11.15% 24 months Secured loan to build credit.
    Home Equity Line of Credit Contact us for more information!
    Mortgage Loans Contact us for more information!
    Rates above are displayed as APR=Annual Percentage Rate.  Subject to credit approval.  Rate may vary based on individual.  United Trades FCU reserves the right to discontinue or modify rate offers at any time.  Other restrictions may apply.
    *The maximum term is subject to loan amount and borrower qualifications.
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