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Loan Rates

  • Loans EFFECTIVE Saturday, July 24, 2021
    Loan Type APR as low as Maximum Term* Info
    New Vehicle 2.99% 84 months A vehicle that is a 2019 or newer and with 40,000 or less miles will qualify for our new vehicle rate.
    Used Vehicle 1 3.29% 72 months A vehicle that is a 2011-2018 or a 2019 or newer with over 40,000 miles will qualify for this rate.
    Used Vehicle 2 4.99% 60 months A vehicle that is a 2010 or older or any vehicle with over 100,000 miles will qualify for this rate.
    New RVs 4.99% 180 months A RV that is 2019 or newer will qualify for our new RV rate. Rate varies by term.
    Used RVs 5.99% 180 months A RV that is 2018 or older will qualify for our used RV rate. Rate varies by term.
    Watercraft 5.24% 84 months
    2 Wheeled Vehicles 5.24% 84 months
    Savings Secured 4.00%
    Certificate Secured 5.75%
    Credit Builder 11.15% 24 months
    Lines of Credit 9.90%
    Personal Loan 9.40% 72 months
    VISA Credit Card 7.00%
    Rates above are displayed as APR=Annual Percentage Rate.  Subject to credit approval.  Rate may vary based on individual.  United Trades FCU reserves the right to discontinue or modify rate offers at any time.  Other restrictions may apply.
    *The maximum term is subject to loan amount and borrower qualifications.
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