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Loan Rates

  • Loans EFFECTIVE Thursday, February 29, 2024
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    Loan Type APR as low as Maximum Term* Info
    New Vehicle 6.50% 84 months Vehicle that is 2022 or newer and with 40,000 or less miles. *$40,000 MAX
    Used Vehicle 1 7.00% 72 months 2014-2021 or 2022+ with over 40,000 miles. *$40,000 MAX
    Used Vehicle 2 8.74% 60 months 2013 or older or any vehicle with over 100,000 miles. *$40,000 MAX
    New RVs 7.75% 120 months 2022 or newer model year. *$40,000 MAX
    Used RVs 8.75% 120 months 2021 or older model year. *$40,000 MAX
    New Boats/Watercraft 7.95% 84 months 2022 or newer model year. *$40,000 MAX
    Used Boats/Watercraft 8.95% 84 months 2021 or older model year. *$40,000 MAX
    Motorcycles 7.95% 84 months New and used. $40,000 MAX
    ATV/UTV/Utility Trailer 7.95% 84 months New and used. $40,000 MAX
    VISA Credit Card 12.25% Rates as low as 12.00% based on qualifications.
    Personal Loan 13.00% 72 months
    Lines of Credit 11.50%
    Share and CD Secured Loans 4.00% Minimum rate on share loan 4.00%. Minimum rate on CD loan 8.15%.
    Credit Builder 13.30% 24 months Secured loan to build credit.
    Home Equity Line of Credit Contact us for more information!
    Mortgage Loans Contact us for more information!
    Rates above are displayed as APR=Annual Percentage Rate.  Subject to credit approval.  Rate may vary based on individual.  United Trades FCU reserves the right to discontinue or modify rate offers at any time.  Other restrictions may apply.
    *The maximum term is subject to loan amount and borrower qualifications.
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