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Personal Loans

Loans EFFECTIVE Monday, June 14, 2021

Loan Type APR as low as Maximum Term* Info
Lifeline Loan 6.50%* 30 months If you are facing a financial hardship due to COVID-19, you may qualify for up to $5,000. 0% introductory APR until November 1, 2020. Thereafter, the APR will be 6.50%.
New Vehicle 2.99% 84 months A vehicle that is a 2019 or newer and with 40,000 or less miles will qualify for our new vehicle rate.
Used Vehicle 1 3.29% 72 months A vehicle that is a 2011-2018 or a 2019 or newer with over 40,000 miles will qualify for this rate.
Used Vehicle 2 4.99% 60 months A vehicle that is a 2010 or older or any vehicle with over 100,000 miles will qualify for this rate.
Current model year RVs 5.75% 96 months
Used RVs 6.49% 84 months
Watercraft 6.74% 96 months
2 Wheeled Vehicles 6.49% 96 months
Savings Secured 4.00%
Certificate Secured 5.75%
Credit Builder 11.15% 24 months
Lines of Credit 9.90%
Personal Loan 9.40% 72 months
VISA Credit Card 7.00%

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Rates above are displayed as APR=Annual Percentage Rate.  Subject to credit approval.  Rate may vary based on individual.  United Trades FCU reserves the right to discontinue or modify rate offers at any time.  Other restrictions may apply.
*The maximum term is subject to loan amount and borrower qualifications.