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Earn more—and save more—with great members-only rates.
As a member of United Trades Federal Credit Union, you can:
- Earn more on your savings.
- Save more when you borrow.
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Loans EFFECTIVE Wednesday, January 22, 2025
Loan Type APR as low as Maximum Term* Info New Vehicle 5.50% 84 months Vehicle that is 2023 or newer and with 40,000 or less miles. Used Vehicle 1 6.00% 72 months 2015-2022 or 2023+ with over 40,000 miles. Used Vehicle 2 7.74% 60 months 2014 or older or any vehicle with over 100,000 miles. New RVs 6.75% 120 months 2023 or newer model year. Used RVs 7.75% 120 months 2022 or older model year. New Boats/Watercraft 6.95% 84 months 2023 or newer model year. Used Boats/Watercraft 7.95% 84 months 2022 or older model year. Motorcycles 6.95% 84 months New and used. ATV/UTV/Utility Trailer 6.95% 84 months New and used. VISA Credit Card 11.50% Rates as low as 11.25% based on qualifications. Personal Loan 13.00% 72 months Lines of Credit 11.00% Share and CD Secured Loans 4.00% Minimum rate on share loan 4.00%. Minimum rate on CD loan 5.75%. Credit Builder 13.30% 24 months Secured loan to build credit. Home Equity Line of Credit Contact us for more information! Mortgage Loans Contact us for more information! Apply OnlineRates above are displayed as APR=Annual Percentage Rate. Subject to credit approval. Rate may vary based on individual. United Trades FCU reserves the right to discontinue or modify rate offers at any time. Other restrictions may apply.
*The maximum term is subject to loan amount and borrower qualifications. -
Share EFFECTIVE Wednesday, January 22, 2025
Account Type Dividend Rate APY Minimum Balance to earn dividend rate Minimum Opening Balance Regular Owner Shares 0.07 0.07 $100.00 $5.00 0.07 0.07 $10,001.00 0.10 0.10 $50,001.00 Holiday Club 0.05 0.05 $5.00 IRA Shares 0.05 0.05 $100.00 $100.00 0.07 0.07 $25,000.00 0.10 0.10 $50,000.00 UA Checking 0.00 0.00 $25.00 $25.00 eMoney Call for rates and details Market Checking 0.50 1.00 $2,000.00 $2,000.00 0.60 1.20 $10,000.00 0.75 1.50 $25,000.00 Federally insured by NCUA. *APY=Annual Percentage Yield. United Trades FCU reserves the right to discontinue or modify rate offers at any time. Penalties apply for early withdrawals from certificates. Other restrictions may apply.
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Certificates EFFECTIVE Wednesday, January 22, 2025
Our certificates provide a worry-free way to earn more with your money. You choose the term and amount then simply watch your money work for you.
Certificate Type Dividend Rate/APY Minimum Deposit Share Call or Login to Online Banking for Rates $1,000.00 Bump Share Call or Login to Online Banking for Rates $5,000.00 Youth Kitty Club Call or Login to Online Banking for Rates $25.00 Coverdell ESA Call or Login to Online Banking for Rates $50.00 IRA Call or Login to Online Banking for Rates $2,000.00 Learn MoreFederally insured by NCUA. *APY=Annual Percentage Yield. United Trades FCU reserves the right to discontinue or modify rate offers at any time. Penalties apply for early withdrawals from certificates. Other restrictions may apply.