Menu Login Join Us Apply for
a Loan
Live Chat 503-283-5193

Rates

  • Loans EFFECTIVE Friday, February 28, 2020
    Loan Type APR as low as Maximum Term* Info
    New Vehicle 2.99% 84 months A vehicle that is a 2018 or newer and with 40,000 or less miles will qualify for our new vehicle rate.
    Used Vehicle 1 3.29% 72 months A vehicle that is a 2010-2017 or a 2018 or newer with over 40,000 miles will qualify for this rate.
    Used Vehicle 2 4.99% 60 months A vehicle that is a 2009 or older or any vehicle with over 100,000 miles will qualify for this rate.
    Current model year RVs 5.75% 96 months
    Used RVs 6.49% 84 months
    Watercraft 6.74% 96 months
    2 Wheeled Vehicles 6.49% 96 months
    Savings Secured 4.00%
    Certificate Secured 5.75%
    Credit Builder 11.15% 24 months
    Lines of Credit 9.90%
    Personal Loan 9.40% 72 months
    VISA Credit Card 8.75%
    Rates above are displayed as APR=Annual Percentage Rate.  Subject to credit approval.  Rate may vary based on individual.  United Trades FCU reserves the right to discontinue or modify rate offers at any time.  Other restrictions may apply.
    *The maximum term is subject to loan amount and borrower qualifications.
    Apply Online
  • Share EFFECTIVE Friday, February 28, 2020
    Account Type Dividend Rate APY Minimum Balance to earn dividend rate Minimum Opening Balance
    Regular Owner Shares 0.03 0.03 $100.00 $5.00
    0.10 0.10 10,001.00 $5.00
    0.15 0.15 $50,001.00 $5.00
    Holiday Club 0.10 0.10 $5.00 $5.00
    IRA Shares 0.10 0.10 $100.00 $100.00
    0.15 0.15 $25,000.00
    0.20 0.20 $50,000.00
    UA Checking 0.05 0.05 $25.00 $25.00
    eMoney Call for rates and details
    Market Checking 0.15 0.15 $2,000.00 $2,000.00
    Federally insured by NCUA. *APY=Annual Percentage Yield.  United Trades FCU reserves the right to discontinue or modify rate offers at any time.  Penalties apply for early withdrawals from certificates.  Other restrictions may apply.
  • Certificates EFFECTIVE Friday, February 28, 2020

    With our Bump Rate Certificates you don’t have to worry about missing out on dividend income. You have the option to raise your rate once, or twice during the term of your certificate. For example, if our rates go up 24 months into your 48 month certificate you can bump your rate to match our current offering for your same term!

    You decide when to use your bump(s) so you’re in control of your savings. You get one bump with our 24 or 36 month term Bump Certificates, and two bumps when you choose our 48 or 60 month term Bump Certificates.

    Certificate Type Dividend Rate/APY Minimum Deposit
    Share Call or Login to Online Banking for Rates $1,000.00
    Bump Rate Call or Login to Online Banking for Rates $5,000.00
    Youth Kitty Club Call or Login to Online Banking for Rates $25.00
    Coverdell ESA Call or Login to Online Banking for Rates $50.00
    IRA Call or Login to Online Banking for Rates $2,000.00
    Bump IRA Call or Login to Online Banking for Rates $5,000.00
    Federally insured by NCUA. *APY=Annual Percentage Yield.  United Trades FCU reserves the right to discontinue or modify rate offers at any time.  Penalties apply for early withdrawals from certificates.  Other restrictions may apply.
    Learn More