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Rates

  • Loans EFFECTIVE Tuesday, September 21, 2021
    Loan Type APR as low as Maximum Term* Info
    New Vehicle 2.99% 84 months Vehicle that is 2019 or newer and with 40,000 or less miles.
    Used Vehicle 1 3.29% 72 months 2011-2018 or 2019+ with over 40,000 miles.
    Used Vehicle 2 4.99% 60 months 2010 or older or any vehicle with over 100,000 miles.
    New RVs and Boats 4.99% 180 months 2019 or newer.
    Used RVs and Boats 5.99% 180 months 2018 or older.
    Motorcycles 5.24% 84 months New and used.
    Personal Watercraft 5.24% 84 months New and used.
    ATV/UTV/Utility Trailer 6.24% 84 months New and used.
    VISA Credit Card 7.00% Rates as low as 7.00% based on qualifications.
    Personal Loan 9.40% 72 months
    Lines of Credit 9.90%
    Share and CD Secured Loans 4.00% Minimum rate on share loan 4.00%. Minimum rate on CD loan 5.75%.
    Credit Builder 11.15% 24 months Secured loan to build credit.
    Home Equity Line of Credit 3.25% Contact us for more information!
    Mortgage Loans 3.00% Contact us for more information!
    Rates above are displayed as APR=Annual Percentage Rate.  Subject to credit approval.  Rate may vary based on individual.  United Trades FCU reserves the right to discontinue or modify rate offers at any time.  Other restrictions may apply.
    *The maximum term is subject to loan amount and borrower qualifications.
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  • Share EFFECTIVE Tuesday, September 21, 2021
    Account Type Dividend Rate APY Minimum Balance to earn dividend rate Minimum Opening Balance
    Regular Owner Shares 0.03 0.03 $100.00 $5.00
    0.03 0.03 $10,001.00
    0.03 0.03 $50,001.00
    Holiday Club 0.10 0.10 $5.00
    IRA Shares 0.10 0.10 $100.00 $100.00
    0.15 0.15 $25,000.00
    0.20 0.20 $50,000.00
    UA Checking 0.00 0.00 $25.00 $25.00
    eMoney Call for rates and details
    Market Checking 0.05 0.05 $2,000.00 $2,000.00
    0.20 0.20 $10,000.00
    0.25 0.25 $25,000.00
    Federally insured by NCUA. *APY=Annual Percentage Yield.  United Trades FCU reserves the right to discontinue or modify rate offers at any time.  Penalties apply for early withdrawals from certificates.  Other restrictions may apply.
  • Certificates EFFECTIVE Tuesday, September 21, 2021

    Our certificates provide a worry-free way to earn more with your money. You choose the term and amount then simply watch your money work for you.

    Certificate Type Dividend Rate/APY Minimum Deposit
    Share Call or Login to Online Banking for Rates $1,000.00
    Youth Kitty Club Call or Login to Online Banking for Rates $25.00
    Coverdell ESA Call or Login to Online Banking for Rates $50.00
    IRA Call or Login to Online Banking for Rates $2,000.00
    Federally insured by NCUA. *APY=Annual Percentage Yield.  United Trades FCU reserves the right to discontinue or modify rate offers at any time.  Penalties apply for early withdrawals from certificates.  Other restrictions may apply.
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