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Rates

  • Loans EFFECTIVE Saturday, July 24, 2021
    Loan Type APR as low as Maximum Term* Info
    New Vehicle 2.99% 84 months A vehicle that is a 2019 or newer and with 40,000 or less miles will qualify for our new vehicle rate.
    Used Vehicle 1 3.29% 72 months A vehicle that is a 2011-2018 or a 2019 or newer with over 40,000 miles will qualify for this rate.
    Used Vehicle 2 4.99% 60 months A vehicle that is a 2010 or older or any vehicle with over 100,000 miles will qualify for this rate.
    New RVs 4.99% 180 months A RV that is 2019 or newer will qualify for our new RV rate. Rate varies by term.
    Used RVs 5.99% 180 months A RV that is 2018 or older will qualify for our used RV rate. Rate varies by term.
    Watercraft 5.24% 84 months
    2 Wheeled Vehicles 5.24% 84 months
    Savings Secured 4.00%
    Certificate Secured 5.75%
    Credit Builder 11.15% 24 months
    Lines of Credit 9.90%
    Personal Loan 9.40% 72 months
    VISA Credit Card 7.00%
    Rates above are displayed as APR=Annual Percentage Rate.  Subject to credit approval.  Rate may vary based on individual.  United Trades FCU reserves the right to discontinue or modify rate offers at any time.  Other restrictions may apply.
    *The maximum term is subject to loan amount and borrower qualifications.
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  • Share EFFECTIVE Saturday, July 24, 2021
    Account Type Dividend Rate APY Minimum Balance to earn dividend rate Minimum Opening Balance
    Regular Owner Shares 0.03 0.03 $100.00 $5.00
    0.03 0.03 $10,001.00
    0.03 0.03 $50,001.00
    Holiday Club 0.10 0.10 $5.00
    IRA Shares 0.10 0.10 $100.00 $100.00
    0.15 0.15 $25,000.00
    0.20 0.20 $50,000.00
    UA Checking 0.00 0.00 $25.00 $25.00
    eMoney Call for rates and details
    Market Checking 0.05 0.05 $2,000.00 $2,000.00
    0.20 0.20 $10,000.00
    0.25 0.25 $25,000.00
    Federally insured by NCUA. *APY=Annual Percentage Yield.  United Trades FCU reserves the right to discontinue or modify rate offers at any time.  Penalties apply for early withdrawals from certificates.  Other restrictions may apply.
  • Certificates EFFECTIVE Saturday, July 24, 2021

    Our certificates provide a worry-free way to earn more with your money. You choose the term and amount then simply watch your money work for you.

    Certificate Type Dividend Rate/APY Minimum Deposit
    Share Call or Login to Online Banking for Rates $1,000.00
    Youth Kitty Club Call or Login to Online Banking for Rates $25.00
    Coverdell ESA Call or Login to Online Banking for Rates $50.00
    IRA Call or Login to Online Banking for Rates $2,000.00
    Federally insured by NCUA. *APY=Annual Percentage Yield.  United Trades FCU reserves the right to discontinue or modify rate offers at any time.  Penalties apply for early withdrawals from certificates.  Other restrictions may apply.
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