Certificate Accounts

Guaranteed growth on your terms.

Guarantees are hard to come by when it comes to managing money, but a Certificate Account at United Trades Federal Credit Union is one of the exceptions. Like a bank CD, this safe-and-secure product allows members like you to steadily grow your savings at a guaranteed rate. United Trades FCU Certificate rates are very competitive when compared to other local institutions, which adds up to big savings for members.

Whether you’ve already built some savings and want it to work harder for you or you’re just getting started, we have options for you.

• Enjoy flexible terms that allow members to choose Certificate lengths ranging from three months to five years.
• Take advantage of Bump Certificates with rates that can increase up to twice during their terms.
• Enhance your retirement plan with an IRA Certificate.

Lock in a rate and watch your money grow.

A United Trades FCU Certificate is the perfect way to achieve your short- or long-term savings plans. Whether you’re saving in case of emergency, for healthcare expenses or your retirement, our competitive Certificate rates can help you reach that goal.

Want to see how your savings can grow? Use one of our handy calculators.