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How to make the most of what you have.
Your Vacation Fund is a great benefit of being a member of UA Local 290. As your union credit union, United Trades wants to do all we can to help you make the most of it (whether you’re a United Trades FCU member or not). Your Vacation Fund account earns interest and is insured by NCUA, so you know your money is safe, secure—and growing.
How your Vacation Fund works.
- Your employer makes contributions based on the number of hours you work in a month.
- Your employer submits contributions to the trust office, which verifies totals and sends them to United Trades FCU to be deposited into your union Vacation Fund.
- It takes about two months for us to receive your deposit—so your account balance may not match your pay stub.
- We’ll email you each time we receive a deposit.
Manage your Vacation Fund.
We offer several services just for you. You can add or change any of these services by selecting and completing the appropriate online form below.
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Sign up for email notices
Get an email each time you receive a Vacation Fund deposit. Subscribe now
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Order an ATM card
Access your account at nearly 30,000 surcharge-free ATMs.
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Request automatic withdrawals
Have your deposit automatically mailed to you in a check* or transferred to another United Trades FCU account.
*There is a $2 fee per check mailed to you. There is no fee for transferring money to another account.
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Transfer to another financial institution
Initiate an Account 2 Account (A2A) transfer to another institution through online or mobile banking. Sign up now
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Pay union dues
Pay UA Local 290 union dues automatically from your Vacation Fund.
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Contribute to PAC Fund
Automatically contribute to the UA Local 290 Political Action Committee (PAC) from your Vacation Fund.
Make your money work harder for you: Join United Trades FCU now.
While your Vacation Fund account can be a good way to save for a specific goal—such as a new home, car or a vacation—and for emergencies, United Trades FCU offers more ways to make your money work harder for you.
Join our credit union and you can earn more on your balances, enjoy greater conveniences and save more when you borrow with our low members-only rates on auto loans, mortgages, home equity financing and more.
And because we’re a union credit union, we understand your job history—and can help you get the loan you need when other financial institutions may not.
UA Checking EFFECTIVE Tuesday, April 1, 2025
| Description | Balance | Current Rate | APY* | Minimum Deposit | Available Online |
|---|---|---|---|---|---|
| UA Checking | $25.00 | 0.00% | 0.00% | $50.00 | No |